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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $881,914 | $76,407+1054.2% | $150,298+486.8% | $82,448+969.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 10.83% | 39.99%-29.2pp | 62.79%-52.0pp | 41.64%-30.8pp |
| Employer contribution / active EE | $36,952 | $2,614+1313.6% | $4,154+789.5% | $2,551+1348.6% |
| Participant deferral / active EE | $19,258 | $3,214+499.1% | $5,453+253.2% | $4,139+365.3% |
| Admin fee / account holder | $195,272 | $6,352+2974.2% | $14,116+1283.4% | $7,234+2599.2% |