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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,602 | $72,607+168.0% | $90,259+115.6% | $87,485+122.4% |
| Participation rate | 89.2% | 64.8%+24.4pp | 70.7%+18.4pp | 68.9%+20.3pp |
| Annual return | 12.06% | 18.59%-6.5pp | 18.88%-6.8pp | 26.06%-14.0pp |
| Employer contribution / active EE | $8,108 | $1,919+322.4% | $2,291+253.9% | $2,596+212.3% |
| Participant deferral / active EE | $6,124 | $3,055+100.5% | $3,827+60.0% | $4,274+43.3% |
| Admin fee / account holder | $2,481 | $5,947-58.3% | $7,267-65.9% | $7,775-68.1% |