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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,896 | $81,504-58.4% | $102,437-66.9% | $80,959-58.1% |
| Participation rate | 92.3% | 66.9%+25.5pp | 74.5%+17.8pp | 67.7%+24.6pp |
| Annual return | 10.43% | 25.60%-15.2pp | 24.95%-14.5pp | 35.67%-25.2pp |
| Employer contribution / active EE | $4,444 | $3,104+43.2% | $3,871+14.8% | $2,757+61.2% |
| Participant deferral / active EE | $3,125 | $3,871-19.3% | $5,060-38.2% | $4,300-27.3% |
| Admin fee / account holder | $19,415 | $6,719+188.9% | $8,388+131.5% | $6,925+180.3% |