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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,781 | $88,672-59.6% | $105,223-66.0% | $82,448-56.6% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 8.95% | 30.86%-21.9pp | 180.65%-171.7pp | 41.64%-32.7pp |
| Employer contribution / active EE | $3,303 | $3,048+8.4% | $3,689-10.5% | $2,551+29.5% |
| Participant deferral / active EE | $860 | $4,036-78.7% | $5,072-83.0% | $4,139-79.2% |
| Admin fee / account holder | $3,815 | $7,146-46.6% | $8,859-56.9% | $7,234-47.3% |