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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,781 | $93,345-61.7% | $119,126-70.0% | $87,485-59.1% |
| Participation rate | 96.2% | 68.7%+27.4pp | 75.8%+20.4pp | 68.9%+27.2pp |
| Annual return | 8.95% | 19.08%-10.1pp | 282.11%-273.2pp | 26.06%-17.1pp |
| Employer contribution / active EE | $3,303 | $3,172+4.1% | $4,034-18.1% | $2,596+27.2% |
| Participant deferral / active EE | $860 | $4,099-79.0% | $5,318-83.8% | $4,274-79.9% |
| Admin fee / account holder | $3,815 | $8,039-52.5% | $10,693-64.3% | $7,775-50.9% |