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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,979 | $51,638+343.4% | $68,368+234.9% | $82,448+177.7% |
| Participation rate | 96.8% | 63.6%+33.2pp | 73.8%+23.0pp | 68.1%+28.7pp |
| Annual return | 12.50% | 37.53%-25.0pp | 292.57%-280.1pp | 41.64%-29.1pp |
| Employer contribution / active EE | $7,450 | $2,047+264.0% | $2,649+181.3% | $2,551+192.1% |
| Participant deferral / active EE | $8,611 | $2,914+195.6% | $4,123+108.9% | $4,139+108.0% |
| Admin fee / account holder | $15,365 | $4,643+230.9% | $5,150+198.4% | $7,234+112.4% |