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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,060 | $101,795-40.0% | $165,100-63.0% | $80,959-24.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 4.93% | 16.73%-11.8pp | 70.21%-65.3pp | 35.67%-30.7pp |
| Employer contribution / active EE | $1,911 | $2,954-35.3% | $4,348-56.0% | $2,757-30.7% |
| Participant deferral / active EE | $2,263 | $4,476-49.4% | $6,035-62.5% | $4,300-47.4% |
| Admin fee / account holder | $7,978 | $8,221-3.0% | $12,696-37.2% | $6,925+15.2% |