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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $71,274 |
Filed as: EDWARD D JONES & CO, LP Service code 26 · EIN 43-0345811 | Advisory (Participants) | $38,634 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,431 | $83,023-53.7% | $102,437-62.5% | $77,762-50.6% |
| Participation rate | 53.0% | 71.5%-18.5pp | 74.5%-21.5pp | 70.6%-17.6pp |
| Annual return | 28.40% | 19.12%+9.3pp | 24.95%+3.5pp | 31.27%-2.9pp |
| Employer contribution / active EE | $1,700 | $3,552-52.1% | $3,871-56.1% | $2,728-37.7% |
| Participant deferral / active EE | $3,437 | $4,110-16.4% | $5,060-32.1% | $4,651-26.1% |
| Admin fee / account holder | $281 | $639-56.0% | $8,388-96.6% | $433-35.0% |