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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,135 | $201,344-50.3% | $184,243-45.7% | $145,877-31.4% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 4.39% | 29.01%-24.6pp | 28.82%-24.4pp | 551.28%-546.9pp |
| Employer contribution / active EE | $2,655 | $7,022-62.2% | $6,427-58.7% | $4,663-43.1% |
| Participant deferral / active EE | $3,729 | $9,807-62.0% | $9,132-59.2% | $6,691-44.3% |
| Admin fee / account holder | $48,962 | $16,382+198.9% | $13,914+251.9% | $13,402+265.3% |