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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,135 | $201,370-50.3% | $184,256-45.7% | $145,897-31.4% |
| Participation rate | 88.9% | 87.5%+1.4pp | 86.8%+2.1pp | 80.3%+8.6pp |
| Annual return | 4.39% | 29.05%-24.7pp | 28.85%-24.5pp | 552.29%-547.9pp |
| Employer contribution / active EE | $2,655 | $7,024-62.2% | $6,427-58.7% | $4,663-43.1% |
| Participant deferral / active EE | $3,729 | $9,808-62.0% | $9,133-59.2% | $6,689-44.2% |
| Admin fee / account holder | $48,962 | $16,364+199.2% | $13,899+252.3% | $13,390+265.6% |