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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,654 | $101,950+42.9% | $125,529+16.0% | $86,983+67.5% |
| Participation rate | 69.0% | 70.2%-1.1pp | 74.7%-5.7pp | 69.5%-0.5pp |
| Annual return | 14.19% | 18.29%-4.1pp | 202.56%-188.4pp | 25.83%-11.6pp |
| Employer contribution / active EE | $1,036 | $2,358-56.1% | $3,058-66.1% | $2,584-59.9% |
| Participant deferral / active EE | $3,293 | $3,862-14.7% | $4,813-31.6% | $4,194-21.5% |
| Admin fee / account holder | $15,576 | $12,791+21.8% | $16,298-4.4% | $7,856+98.3% |