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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,486 | $136,860+49.4% | $120,344+69.9% | $154,746+32.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 8.08% | 21.38%-13.3pp | 20.30%-12.2pp | 172.34%-164.3pp |
| Employer contribution / active EE | $4,212 | $3,533+19.2% | $3,020+39.5% | $4,379-3.8% |
| Participant deferral / active EE | $9,060 | $5,793+56.4% | $5,135+76.4% | $6,730+34.6% |
| Admin fee / account holder | $4,228 | $15,393-72.5% | $12,742-66.8% | $14,365-70.6% |