Filed June 11, 2013
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $52,053 |
LPL FINANCIAL1 year Filed as: LPL Service code 99 · EIN 04-3046611 | Other Fees | $40,030 |
RESOURCE ONE CREDIT UNION1 year Service code 99 · EIN 75-0821285 | Other Fees | $8,564 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,686 | $132,049-55.6% | $200,582-70.7% | $74,304-21.0% |
| Participation rate | 94.0% | 84.1%+10.0pp | 86.9%+7.2pp | 60.3%+33.7pp |
| Annual return | 13.28% | 22.22%-8.9pp | 42.33%-29.0pp | 29.43%-16.1pp |
| Employer contribution / active EE | $2,028 | $4,558-55.5% | $6,419-68.4% | $2,241-9.5% |
| Participant deferral / active EE | $4,197 | $7,213-41.8% | $9,331-55.0% | $3,767+11.4% |
| Admin fee / account holder | $387 | $2,405-83.9% | $16,305-97.6% | $2,969-87.0% |