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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,343 |
ADP BROKER-DEALER9 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Service code 37 · EIN 36-3429599 | Loan Processing | $0 |
Filed as: MML INVESTORS SERVICES, LLC Service code 49 14241 DALLAS PARKWAY · DALLAS, TX 75254 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,427 | $54,193+15.2% | $93,669-33.4% | $77,714-19.7% |
| Participation rate | 48.6% | 63.9%-15.3pp | 68.7%-20.1pp | 70.6%-22.0pp |
| Annual return | 11.43% | 30.54%-19.1pp | 133.59%-122.2pp | 31.26%-19.8pp |
| Employer contribution / active EE | $378 | $1,168-67.7% | $2,424-84.4% | $2,727-86.1% |
| Participant deferral / active EE | $3,687 | $3,144+17.3% | $4,416-16.5% | $4,649-20.7% |
| Admin fee / account holder | $27 | $576-95.2% | $8,291-99.7% | $433-93.7% |