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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $10,343 |
ADP BROKER-DEALER9 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Service code 37 · EIN 36-3429599 | Loan Processing | $0 |
Filed as: MML INVESTORS SERVICES, LLC Service code 49 14241 DALLAS PARKWAY · DALLAS, TX 75254 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,427 | $54,213+15.2% | $93,696-33.4% | $77,736-19.7% |
| Participation rate | 48.6% | 64.0%-15.4pp | 68.7%-20.1pp | 70.6%-22.0pp |
| Annual return | 11.43% | 30.55%-19.1pp | 133.74%-122.3pp | 31.26%-19.8pp |
| Employer contribution / active EE | $378 | $1,168-67.7% | $2,422-84.4% | $2,728-86.2% |
| Participant deferral / active EE | $3,687 | $3,145+17.2% | $4,417-16.5% | $4,651-20.7% |
| Admin fee / account holder | $27 | $575-95.2% | $8,287-99.7% | $433-93.7% |