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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,066 | $160,040-61.2% | $147,096-57.8% | $145,877-57.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.19% | 98.49%-90.3pp | 419.75%-411.6pp | 551.28%-543.1pp |
| Employer contribution / active EE | $7,589 | $5,289+43.5% | $4,936+53.8% | $4,663+62.8% |
| Participant deferral / active EE | $4,926 | $8,429-41.6% | $8,071-39.0% | $6,691-26.4% |
| Admin fee / account holder | $6,783 | $15,050-54.9% | $13,005-47.8% | $13,402-49.4% |