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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,811 | $89,515+109.8% | $103,065+82.2% | $80,959+132.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 80.6%+19.4pp | 67.7%+32.3pp |
| Annual return | 15.29% | 22.82%-7.5pp | 23.95%-8.7pp | 35.67%-20.4pp |
| Employer contribution / active EE | $4,087 | $4,015+1.8% | $4,675-12.6% | $2,757+48.2% |
| Participant deferral / active EE | $8,079 | $5,463+47.9% | $6,625+21.9% | $4,300+87.9% |
| Admin fee / account holder | $8,305 | $6,527+27.2% | $9,349-11.2% | $6,925+19.9% |