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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,352 | $114,119-18.2% | $107,187-12.9% | $138,895-32.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 10.78% | 273.21%-262.4pp | 204.55%-193.8pp | 145.39%-134.6pp |
| Employer contribution / active EE | $7,603 | $4,059+87.3% | $3,782+101.0% | $4,194+81.3% |
| Participant deferral / active EE | $5,619 | $5,538+1.5% | $5,096+10.3% | $6,396-12.1% |
| Admin fee / account holder | $763 | $10,024-92.4% | $9,162-91.7% | $12,562-93.9% |