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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,962 | $166,131+100.4% | $164,975+101.8% | $145,877+128.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | -1.08% | 100.37%-101.4pp | 70.12%-71.2pp | 551.28%-552.4pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $13,084 | $6,962+87.9% | $6,033+116.9% | $6,691+95.6% |
| Admin fee / account holder | $6,641 | $16,648-60.1% | $12,688-47.7% | $13,402-50.5% |