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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,328 | $159,934-59.2% | $147,005-55.6% | $145,959-55.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 16.60% | 98.24%-81.6pp | 418.76%-402.2pp | 561.95%-545.3pp |
| Employer contribution / active EE | $3,472 | $5,287-34.3% | $4,934-29.6% | $4,661-25.5% |
| Participant deferral / active EE | $8,385 | $8,427-0.5% | $8,070+3.9% | $6,689+25.4% |
| Admin fee / account holder | $11,757 | $15,053-21.9% | $13,006-9.6% | $13,398-12.2% |