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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,753 | $123,854-6.5% | $69,623+66.3% | $145,884-20.7% |
| Participation rate | 83.3% | 69.2%+14.1pp | 66.4%+16.9pp | 80.3%+3.0pp |
| Annual return | 6.27% | 192.35%-186.1pp | 101.23%-95.0pp | 551.85%-545.6pp |
| Employer contribution / active EE | $2,879 | $2,673+7.7% | $1,709+68.5% | $4,662-38.2% |
| Participant deferral / active EE | $4,142 | $4,242-2.4% | $2,890+43.3% | $6,690-38.1% |
| Admin fee / account holder | $949 | $7,822-87.9% | $4,696-79.8% | $13,392-92.9% |