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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,359 | $100,203-45.8% | $85,240-36.2% | $145,897-62.7% |
| Participation rate | 63.2% | 74.1%-10.9pp | 67.5%-4.4pp | 80.3%-17.1pp |
| Annual return | 17.01% | 84.28%-67.3pp | 66.75%-49.7pp | 552.29%-535.3pp |
| Employer contribution / active EE | $1,366 | $3,242-57.9% | $2,735-50.0% | $4,663-70.7% |
| Participant deferral / active EE | $3,487 | $5,299-34.2% | $4,527-23.0% | $6,689-47.9% |
| Admin fee / account holder | $501 | $7,265-93.1% | $6,165-91.9% | $13,390-96.3% |