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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,883 | $183,539-24.9% | $155,556-11.4% | $145,897-5.5% |
| Participation rate | 94.4% | 82.7%+11.7pp | 78.2%+16.2pp | 80.3%+14.1pp |
| Annual return | 7.75% | 61.31%-53.6pp | 64.84%-57.1pp | 552.29%-544.5pp |
| Employer contribution / active EE | $5,223 | $5,315-1.7% | $4,675+11.7% | $4,663+12.0% |
| Participant deferral / active EE | $8,012 | $6,467+23.9% | $5,631+42.3% | $6,689+19.8% |
| Admin fee / account holder | $1,998 | $19,275-89.6% | $15,885-87.4% | $13,390-85.1% |