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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,765 | $160,028+103.6% | $147,080+121.5% | $145,884+123.3% |
| Participation rate | 86.7% | 84.0%+2.6pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 14.31% | 98.60%-84.3pp | 420.17%-405.9pp | 551.85%-537.5pp |
| Employer contribution / active EE | $11,192 | $5,286+111.7% | $4,933+126.9% | $4,662+140.1% |
| Participant deferral / active EE | $9,148 | $8,422+8.6% | $8,066+13.4% | $6,690+36.8% |
| Admin fee / account holder | $2,849 | $15,030-81.0% | $12,989-78.1% | $13,392-78.7% |