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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,765 | $159,978+103.6% | $147,041+121.5% | $145,978+123.2% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 14.31% | 98.36%-84.1pp | 419.21%-404.9pp | 550.52%-536.2pp |
| Employer contribution / active EE | $11,192 | $5,288+111.6% | $4,935+126.8% | $4,662+140.1% |
| Participant deferral / active EE | $9,148 | $8,429+8.5% | $8,071+13.3% | $6,690+36.8% |
| Admin fee / account holder | $2,849 | $15,053-81.1% | $13,006-78.1% | $13,400-78.7% |