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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,067 | $81,331+19.3% | $155,534-37.6% | $80,935+19.9% |
| Participation rate | 98.2% | 66.3%+32.0pp | 78.2%+20.0pp | 67.7%+30.6pp |
| Annual return | 12.87% | 33.37%-20.5pp | 64.92%-52.0pp | 35.66%-22.8pp |
| Employer contribution / active EE | $4,656 | $3,105+50.0% | $4,675-0.4% | $2,757+68.9% |
| Participant deferral / active EE | $5,612 | $3,454+62.5% | $5,630-0.3% | $4,299+30.5% |
| Admin fee / account holder | $5,300 | $7,999-33.7% | $15,900-66.7% | $6,924-23.5% |