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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,829 | $86,050-7.2% | $189,758-57.9% | $94,015-15.1% |
| Participation rate | 86.9% | 68.9%+18.0pp | 79.8%+7.1pp | 70.8%+16.1pp |
| Annual return | 16.71% | 17.77%-1.1pp | 52.62%-35.9pp | 17.84%-1.1pp |
| Employer contribution / active EE | $1,895 | $2,819-32.8% | $4,767-60.2% | $2,790-32.1% |
| Participant deferral / active EE | $2,936 | $3,349-12.3% | $5,856-49.9% | $4,249-30.9% |
| Admin fee / account holder | $1,552 | $6,627-76.6% | $20,388-92.4% | $8,951-82.7% |