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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,804 | $201,344-70.8% | $184,243-68.1% | $145,877-59.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.35% | 29.01%-18.7pp | 28.82%-18.5pp | 551.28%-540.9pp |
| Employer contribution / active EE | $8,689 | $7,022+23.7% | $6,427+35.2% | $4,663+86.3% |
| Participant deferral / active EE | $4,521 | $9,807-53.9% | $9,132-50.5% | $6,691-32.4% |
| Admin fee / account holder | $5,310 | $16,382-67.6% | $13,914-61.8% | $13,402-60.4% |