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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $197,526 |
STRATEGIC ADVISORS, INC.10+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $53,563 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,624 | $122,128-34.0% | $147,117-45.2% | $200,096-59.7% |
| Participation rate | 94.7% | 78.2%+16.6pp | 82.2%+12.5pp | 72.0%+22.7pp |
| Annual return | 14.81% | 30.58%-15.8pp | 420.54%-405.7pp | 34.26%-19.5pp |
| Employer contribution / active EE | $1,791 | $4,093-56.2% | $4,932-63.7% | $3,038-41.1% |
| Participant deferral / active EE | $6,049 | $8,484-28.7% | $8,065-25.0% | $5,090+18.8% |
| Admin fee / account holder | $108 | $180-39.7% | $12,993-99.2% | $269-59.8% |