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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,559 | $183,592-76.8% | $155,574-72.6% | $145,877-70.8% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 5.83% | 61.37%-55.5pp | 64.87%-59.0pp | 551.28%-545.5pp |
| Employer contribution / active EE | $1,134 | $5,317-78.7% | $4,676-75.8% | $4,663-75.7% |
| Participant deferral / active EE | $3,469 | $6,466-46.4% | $5,629-38.4% | $6,691-48.2% |
| Admin fee / account holder | $1,042 | $19,316-94.6% | $15,914-93.5% | $13,402-92.2% |