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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,559 | $183,539-76.8% | $155,556-72.6% | $145,897-70.8% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 5.83% | 61.31%-55.5pp | 64.84%-59.0pp | 552.29%-546.5pp |
| Employer contribution / active EE | $1,134 | $5,315-78.7% | $4,675-75.8% | $4,663-75.7% |
| Participant deferral / active EE | $3,469 | $6,467-46.4% | $5,631-38.4% | $6,689-48.1% |
| Admin fee / account holder | $1,042 | $19,275-94.6% | $15,885-93.4% | $13,390-92.2% |