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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,103 | $196,972-90.3% | $182,262-89.5% | $198,609-90.4% |
| Participation rate | 91.7% | 85.7%+6.0pp | 84.2%+7.5pp | 82.4%+9.3pp |
| Annual return | 11.21% | 158.27%-147.1pp | 140.60%-129.4pp | 202.70%-191.5pp |
| Employer contribution / active EE | $450 | $5,364-91.6% | $5,046-91.1% | $5,055-91.1% |
| Participant deferral / active EE | $4,247 | $8,643-50.9% | $8,276-48.7% | $6,977-39.1% |
| Admin fee / account holder | $3,643 | $18,429-80.2% | $16,712-78.2% | $19,030-80.9% |