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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,103 | $162,136-88.2% | $152,301-87.5% | $154,746-87.7% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 11.21% | 91.02%-79.8pp | 80.50%-69.3pp | 172.34%-161.1pp |
| Employer contribution / active EE | $450 | $4,890-90.8% | $4,624-90.3% | $4,379-89.7% |
| Participant deferral / active EE | $4,247 | $8,341-49.1% | $8,004-46.9% | $6,730-36.9% |
| Admin fee / account holder | $3,643 | $15,759-76.9% | $14,398-74.7% | $14,365-74.6% |