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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,171 | $100,970-80.0% | $96,576-79.1% | $137,256-85.3% |
| Participation rate | 94.1% | 82.6%+11.5pp | 81.4%+12.7pp | 80.0%+14.2pp |
| Annual return | 13.98% | 38.16%-24.2pp | 38.47%-24.5pp | 220.34%-206.4pp |
| Employer contribution / active EE | $1,936 | $3,809-49.2% | $3,553-45.5% | $4,156-53.4% |
| Participant deferral / active EE | $3,592 | $8,286-56.7% | $7,956-54.9% | $6,407-43.9% |
| Admin fee / account holder | $951 | $11,312-91.6% | $11,381-91.6% | $12,270-92.2% |