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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,397 | $108,897-87.7% | $100,378-86.7% | $145,877-90.8% |
| Participation rate | 93.8% | 83.0%+10.8pp | 81.5%+12.2pp | 80.3%+13.4pp |
| Annual return | 10.68% | 58.17%-47.5pp | 49.41%-38.7pp | 551.28%-540.6pp |
| Employer contribution / active EE | $2,001 | $4,420-54.7% | $3,942-49.2% | $4,663-57.1% |
| Participant deferral / active EE | $3,728 | $8,455-55.9% | $8,087-53.9% | $6,691-44.3% |
| Admin fee / account holder | $701 | $9,690-92.8% | $7,899-91.1% | $13,402-94.8% |