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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,295 | $162,136+132.1% | $152,301+147.1% | $154,746+143.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.67% | 91.02%-78.4pp | 80.50%-67.8pp | 172.34%-159.7pp |
| Employer contribution / active EE | $13,123 | $4,890+168.3% | $4,624+183.8% | $4,379+199.7% |
| Participant deferral / active EE | $13,392 | $8,341+60.6% | $8,004+67.3% | $6,730+99.0% |
| Admin fee / account holder | $3,529 | $15,759-77.6% | $14,398-75.5% | $14,365-75.4% |