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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,376 | $123,750-67.4% | $69,611-42.0% | $145,877-72.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 9.26% | 192.03%-182.8pp | 101.14%-91.9pp | 551.28%-542.0pp |
| Employer contribution / active EE | $5,833 | $2,672+118.4% | $1,709+241.4% | $4,663+25.1% |
| Participant deferral / active EE | $8,976 | $4,243+111.5% | $2,891+210.5% | $6,691+34.2% |
| Admin fee / account holder | $504 | $7,817-93.5% | $4,696-89.3% | $13,402-96.2% |