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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,901 | $156,398-46.4% | $147,318-43.0% | $138,895-39.6% |
| Participation rate | 81.0% | 83.8%-2.8pp | 82.1%-1.1pp | 79.9%+1.0pp |
| Annual return | 16.63% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.8pp |
| Employer contribution / active EE | $2,441 | $4,853-49.7% | $4,593-46.9% | $4,194-41.8% |
| Participant deferral / active EE | $5,866 | $8,237-28.8% | $7,906-25.8% | $6,396-8.3% |
| Admin fee / account holder | $3,070 | $14,976-79.5% | $13,708-77.6% | $12,562-75.6% |