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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,461 | $183,539-61.6% | $155,556-54.7% | $145,897-51.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 7.71% | 61.31%-53.6pp | 64.84%-57.1pp | 552.29%-544.6pp |
| Employer contribution / active EE | $3,956 | $5,315-25.6% | $4,675-15.4% | $4,663-15.2% |
| Participant deferral / active EE | $5,069 | $6,467-21.6% | $5,631-10.0% | $6,689-24.2% |
| Admin fee / account holder | $3,001 | $19,275-84.4% | $15,885-81.1% | $13,390-77.6% |