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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,461 | $183,627-61.6% | $155,602-54.7% | $145,978-51.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 7.71% | 61.32%-53.6pp | 64.81%-57.1pp | 550.52%-542.8pp |
| Employer contribution / active EE | $3,956 | $5,316-25.6% | $4,675-15.4% | $4,662-15.1% |
| Participant deferral / active EE | $5,069 | $6,466-21.6% | $5,629-9.9% | $6,690-24.2% |
| Admin fee / account holder | $3,001 | $19,327-84.5% | $15,923-81.2% | $13,400-77.6% |