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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,516 | $75,541+378.6% | $152,093+137.7% | $82,637+337.5% |
| Participation rate | 90.3% | 66.5%+23.8pp | 77.8%+12.6pp | 68.1%+22.3pp |
| Annual return | 12.60% | 32.56%-20.0pp | 66.36%-53.8pp | 53.51%-40.9pp |
| Employer contribution / active EE | $21,290 | $2,622+711.9% | $4,175+410.0% | $2,552+734.2% |
| Participant deferral / active EE | $21,974 | $3,206+585.5% | $5,451+303.1% | $4,126+432.6% |
| Admin fee / account holder | $66,894 | $6,405+944.5% | $14,497+361.4% | $7,339+811.5% |