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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,573 | $81,358+365.3% | $155,556+143.4% | $80,959+367.6% |
| Participation rate | 93.3% | 66.3%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | -11.54% | 33.39%-44.9pp | 64.84%-76.4pp | 35.67%-47.2pp |
| Employer contribution / active EE | $19,575 | $3,106+530.1% | $4,675+318.7% | $2,757+610.0% |
| Participant deferral / active EE | $18,260 | $3,455+428.4% | $5,631+224.3% | $4,300+324.6% |
| Admin fee / account holder | $12,201 | $7,994+52.6% | $15,885-23.2% | $6,925+76.2% |