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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,516 | $78,690+359.4% | $161,489+123.9% | $87,485+313.2% |
| Participation rate | 90.3% | 67.5%+22.9pp | 78.7%+11.6pp | 68.9%+21.4pp |
| Annual return | 12.60% | 32.74%-20.1pp | 89.72%-77.1pp | 26.06%-13.5pp |
| Employer contribution / active EE | $21,290 | $2,588+722.6% | $4,268+398.8% | $2,596+720.0% |
| Participant deferral / active EE | $21,974 | $3,311+563.7% | $5,630+290.3% | $4,274+414.2% |
| Admin fee / account holder | $66,894 | $6,724+894.9% | $16,006+317.9% | $7,775+760.4% |