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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,218 | $29,736-45.5% | $56,033-71.1% | $80,935-80.0% |
| Participation rate | 46.9% | 41.7%+5.2pp | 52.5%-5.6pp | 67.7%-20.8pp |
| Annual return | 11.00% | 35.28%-24.3pp | 1711.38%-1700.4pp | 35.66%-24.7pp |
| Employer contribution / active EE | $818 | $671+21.9% | $1,041-21.4% | $2,757-70.3% |
| Participant deferral / active EE | $957 | $1,228-22.1% | $1,954-51.0% | $4,299-77.7% |
| Admin fee / account holder | $533 | $2,434-78.1% | $2,827-81.1% | $6,924-92.3% |