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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,218 | $29,670-45.3% | $56,054-71.1% | $80,911-80.0% |
| Participation rate | 46.9% | 41.7%+5.2pp | 52.5%-5.6pp | 67.6%-20.8pp |
| Annual return | 11.00% | 35.24%-24.2pp | 1705.95%-1694.9pp | 35.63%-24.6pp |
| Employer contribution / active EE | $818 | $670+22.2% | $1,039-21.2% | $2,756-70.3% |
| Participant deferral / active EE | $957 | $1,227-22.0% | $1,952-51.0% | $4,297-77.7% |
| Admin fee / account holder | $533 | $2,431-78.1% | $2,822-81.1% | $6,935-92.3% |