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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,765 | $172,111+185.1% | $150,298+226.5% | $137,256+257.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 10.02% | 69.37%-59.3pp | 62.79%-52.8pp | 220.34%-210.3pp |
| Employer contribution / active EE | $21,048 | $4,636+354.0% | $4,154+406.7% | $4,156+406.4% |
| Participant deferral / active EE | $2,909 | $6,166-52.8% | $5,453-46.7% | $6,407-54.6% |
| Admin fee / account holder | $259,092 | $16,471+1473.0% | $14,116+1735.5% | $12,270+2011.6% |