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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,705 | $92,224-15.7% | $105,223-26.2% | $79,634-2.4% |
| Participation rate | 22.8% | 69.2%-46.3pp | 75.0%-52.2pp | 62.5%-39.6pp |
| Annual return | 14.23% | 88.65%-74.4pp | 180.65%-166.4pp | 36.46%-22.2pp |
| Employer contribution / active EE | $869 | $3,965-78.1% | $3,689-76.4% | $2,529-65.6% |
| Participant deferral / active EE | $1,548 | $3,834-59.6% | $5,072-69.5% | $3,835-59.6% |
| Admin fee / account holder | $3,154 | $1,121+181.5% | $8,859-64.4% | $1,002+214.8% |