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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,328 | $180,749-13.5% | $160,784-2.8% | $137,256+13.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 15.22% | 2234.46%-2219.2pp | 1803.92%-1788.7pp | 220.34%-205.1pp |
| Employer contribution / active EE | $5,212 | $4,155+25.4% | $3,733+39.6% | $4,156+25.4% |
| Participant deferral / active EE | $7,142 | $6,844+4.3% | $6,293+13.5% | $6,407+11.5% |
| Admin fee / account holder | $6,911 | $10,397-33.5% | $9,717-28.9% | $12,270-43.7% |