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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,258 | $211,224-38.8% | $178,505-27.6% | $145,897-11.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.53% | 30.28%-21.7pp | 27.16%-18.6pp | 552.29%-543.8pp |
| Employer contribution / active EE | $5,491 | $4,577+20.0% | $3,955+38.8% | $4,663+17.8% |
| Participant deferral / active EE | $6,864 | $6,966-1.5% | $6,280+9.3% | $6,689+2.6% |
| Admin fee / account holder | $5,637 | $12,109-53.4% | $10,428-45.9% | $13,390-57.9% |