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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,542 | $172,111+15.4% | $150,298+32.1% | $137,256+44.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 18.86% | 69.37%-50.5pp | 62.79%-43.9pp | 220.34%-201.5pp |
| Employer contribution / active EE | $2,441 | $4,636-47.3% | $4,154-41.2% | $4,156-41.3% |
| Participant deferral / active EE | $9,752 | $6,166+58.2% | $5,453+78.8% | $6,407+52.2% |
| Admin fee / account holder | $643 | $16,471-96.1% | $14,116-95.4% | $12,270-94.8% |