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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,691 | $81,446+34.7% | $103,374+6.1% | $80,874+35.6% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 18.39% | 25.57%-7.2pp | 24.89%-6.5pp | 35.62%-17.2pp |
| Employer contribution / active EE | $9,527 | $3,107+206.6% | $3,869+146.2% | $2,756+245.7% |
| Participant deferral / active EE | $1,106 | $3,870-71.4% | $5,058-78.1% | $4,297-74.3% |
| Admin fee / account holder | $807 | $6,715-88.0% | $8,394-90.4% | $6,935-88.4% |