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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,880 | $72,071-28.0% | $68,368-24.1% | $137,256-62.2% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.8%+13.7pp | 80.0%+7.5pp |
| Annual return | 16.35% | 353.14%-336.8pp | 292.57%-276.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,991 | $2,788-28.6% | $2,649-24.8% | $4,156-52.1% |
| Participant deferral / active EE | $2,649 | $4,410-39.9% | $4,123-35.7% | $6,407-58.7% |
| Admin fee / account holder | $1,787 | $5,336-66.5% | $5,150-65.3% | $12,270-85.4% |