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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,771 | $77,814+59.1% | $158,223-21.8% | $86,983+42.3% |
| Participation rate | 96.0% | 68.4%+27.6pp | 79.2%+16.8pp | 69.5%+26.5pp |
| Annual return | 11.48% | 30.54%-19.1pp | 52.09%-40.6pp | 25.83%-14.4pp |
| Employer contribution / active EE | $11,750 | $2,592+353.3% | $4,109+186.0% | $2,584+354.7% |
| Participant deferral / active EE | $8,080 | $3,270+147.1% | $5,467+47.8% | $4,194+92.7% |
| Admin fee / account holder | $12,099 | $5,879+105.8% | $16,047-24.6% | $7,856+54.0% |