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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,743 | $160,028-60.8% | $147,080-57.3% | $145,884-57.0% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.00% | 98.60%-84.6pp | 420.17%-406.2pp | 551.85%-537.9pp |
| Employer contribution / active EE | $4,075 | $5,286-22.9% | $4,933-17.4% | $4,662-12.6% |
| Participant deferral / active EE | $8,070 | $8,422-4.2% | $8,0660% | $6,690+20.6% |
| Admin fee / account holder | $4,995 | $15,030-66.8% | $12,989-61.5% | $13,392-62.7% |