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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $130,070 |
Filed as: ONEDIGITAL TOPCO LLC Service code 28 · EIN 82-1434504 | Investment Management | $33,444 |
ARMANINO LLP3 years Service code 10 · EIN 94-6214841 | Accounting | $19,425 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $74 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFI Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,358 | $89,067+164.2% | $102,423+129.8% | $77,714+202.9% |
| Participation rate | 90.1% | 80.9%+9.1pp | 76.5%+13.6pp | 70.6%+19.5pp |
| Annual return | 14.21% | 25.01%-10.8pp | 29.42%-15.2pp | 31.26%-17.0pp |
| Employer contribution / active EE | $4,452 | $2,699+64.9% | $3,023+47.3% | $2,727+63.3% |
| Participant deferral / active EE | $18,248 | $5,147+254.6% | $5,054+261.0% | $4,649+292.5% |
| Admin fee / account holder | $162 | $236-31.2% | $9,455-98.3% | $433-62.5% |