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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,110 | $178,174+27.5% | $156,181+45.4% | $137,256+65.5% |
| Participation rate | 69.2% | 82.0%-12.8pp | 78.8%-9.6pp | 80.0%-10.7pp |
| Annual return | 14.17% | 84.19%-70.0pp | 64.87%-50.7pp | 220.34%-206.2pp |
| Employer contribution / active EE | $2,037 | $4,972-59.0% | $4,294-52.6% | $4,156-51.0% |
| Participant deferral / active EE | $7,457 | $6,888+8.3% | $6,132+21.6% | $6,407+16.4% |
| Admin fee / account holder | $10,763 | $17,404-38.2% | $14,586-26.2% | $12,270-12.3% |