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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,495 | $76,407+90.4% | $150,298-3.2% | $82,448+76.5% |
| Participation rate | 86.4% | 66.4%+20.0pp | 77.8%+8.6pp | 68.1%+18.3pp |
| Annual return | 15.57% | 39.99%-24.4pp | 62.79%-47.2pp | 41.64%-26.1pp |
| Employer contribution / active EE | $6,424 | $2,614+145.8% | $4,154+54.7% | $2,551+151.8% |
| Participant deferral / active EE | $4,683 | $3,214+45.7% | $5,453-14.1% | $4,139+13.1% |
| Admin fee / account holder | $10,552 | $6,352+66.1% | $14,116-25.2% | $7,234+45.9% |