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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,736 | $81,457-56.1% | $103,378-65.4% | $80,911-55.8% |
| Participation rate | 55.7% | 66.8%-11.1pp | 74.5%-18.8pp | 67.6%-11.9pp |
| Annual return | 13.95% | 25.58%-11.6pp | 24.91%-11.0pp | 35.63%-21.7pp |
| Employer contribution / active EE | $1,622 | $3,107-47.8% | $3,870-58.1% | $2,756-41.1% |
| Participant deferral / active EE | $2,720 | $3,871-29.7% | $5,058-46.2% | $4,297-36.7% |
| Admin fee / account holder | $1,484 | $6,717-77.9% | $8,401-82.3% | $6,935-78.6% |