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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,030 | $114,119-18.5% | $107,187-13.2% | $138,895-33.0% |
| Participation rate | 30.0% | 78.1%-48.1pp | 75.0%-45.0pp | 79.9%-49.9pp |
| Annual return | 12.39% | 273.21%-260.8pp | 204.55%-192.2pp | 145.39%-133.0pp |
| Employer contribution / active EE | $908 | $4,059-77.6% | $3,782-76.0% | $4,194-78.4% |
| Participant deferral / active EE | $6,489 | $5,538+17.2% | $5,096+27.3% | $6,396+1.5% |
| Admin fee / account holder | $13,140 | $10,024+31.1% | $9,162+43.4% | $12,562+4.6% |