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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,030 | $134,817-31.0% | $123,973-25.0% | $155,188-40.1% |
| Participation rate | 30.0% | 79.4%-49.4pp | 76.7%-46.7pp | 80.8%-50.8pp |
| Annual return | 12.39% | 515.49%-503.1pp | 388.13%-375.7pp | 148.84%-136.5pp |
| Employer contribution / active EE | $908 | $4,425-79.5% | $4,126-78.0% | $4,248-78.6% |
| Participant deferral / active EE | $6,489 | $5,706+13.7% | $5,247+23.7% | $6,531-0.6% |
| Admin fee / account holder | $13,140 | $13,245-0.8% | $11,799+11.4% | $14,480-9.3% |