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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,968 | $59,006+59.3% | $97,197-3.3% | $74,429+26.3% |
| Participation rate | 61.8% | 63.7%-1.9pp | 72.7%-10.9pp | 67.2%-5.5pp |
| Annual return | 14.14% | 16.04%-1.9pp | 75.47%-61.3pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $2,090 | $1,894+10.3% | $2,723-23.3% | $2,625-20.4% |
| Participant deferral / active EE | $4,137 | $3,671+12.7% | $4,263-3.0% | $4,348-4.9% |
| Admin fee / account holder | $8,795 | $1,974+345.5% | $5,637+56.0% | $1,944+352.3% |