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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,195 | $49,657+121.9% | $93,063+18.4% | $67,986+62.1% |
| Participation rate | 53.4% | 49.9%+3.4pp | 72.1%-18.7pp | 57.2%-3.8pp |
| Annual return | 18.31% | 26.27%-8.0pp | 34.15%-15.8pp | 31.67%-13.4pp |
| Employer contribution / active EE | $1,796 | $1,279+40.5% | $2,476-27.5% | $2,019-11.0% |
| Participant deferral / active EE | $3,575 | $2,484+43.9% | $3,958-9.7% | $3,358+6.5% |
| Admin fee / account holder | $9,513 | $2,843+234.7% | $6,033+57.7% | $3,203+197.0% |