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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,171 | $100,139-31.9% | $85,187-20.0% | $145,884-53.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 12.31% | 84.15%-71.8pp | 66.67%-54.4pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,511 | $3,238-53.3% | $2,732-44.7% | $4,662-67.6% |
| Participant deferral / active EE | $2,270 | $5,296-57.1% | $4,525-49.8% | $6,690-66.1% |
| Admin fee / account holder | $31,132 | $7,262+328.7% | $6,162+405.2% | $13,392+132.5% |