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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,171 | $100,073-31.9% | $85,126-19.9% | $145,877-53.3% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 12.31% | 84.11%-71.8pp | 66.63%-54.3pp | 551.28%-539.0pp |
| Employer contribution / active EE | $1,511 | $3,236-53.3% | $2,731-44.7% | $4,663-67.6% |
| Participant deferral / active EE | $2,270 | $5,294-57.1% | $4,523-49.8% | $6,691-66.1% |
| Admin fee / account holder | $31,132 | $7,261+328.8% | $6,160+405.4% | $13,402+132.3% |