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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,500 | $57,057+37.6% | $85,009-7.7% | $80,874-2.9% |
| Participation rate | 35.6% | 56.4%-20.7pp | 67.5%-31.9pp | 67.6%-32.0pp |
| Annual return | 13.95% | 21.66%-7.7pp | 66.47%-52.5pp | 35.62%-21.7pp |
| Employer contribution / active EE | $906 | $1,799-49.6% | $2,728-66.8% | $2,756-67.1% |
| Participant deferral / active EE | $1,703 | $3,112-45.3% | $4,522-62.3% | $4,297-60.4% |
| Admin fee / account holder | $485 | $4,986-90.3% | $6,153-92.1% | $6,935-93.0% |