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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,250 | $106,524+174.4% | $152,301+91.9% | $87,485+234.1% |
| Participation rate | 95.7% | 75.8%+19.9pp | 82.4%+13.2pp | 68.9%+26.7pp |
| Annual return | 12.41% | 26.89%-14.5pp | 80.50%-68.1pp | 26.06%-13.7pp |
| Employer contribution / active EE | $3,984 | $3,371+18.2% | $4,624-13.9% | $2,596+53.5% |
| Participant deferral / active EE | $6,277 | $6,525-3.8% | $8,004-21.6% | $4,274+46.9% |
| Admin fee / account holder | $22,550 | $8,287+172.1% | $14,398+56.6% | $7,775+190.0% |