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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,250 | $106,749+173.8% | $145,433+101.0% | $82,448+254.5% |
| Participation rate | 95.7% | 75.6%+20.0pp | 82.1%+13.5pp | 68.1%+27.6pp |
| Annual return | 12.23% | 27.59%-15.4pp | 66.58%-54.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $3,984 | $3,444+15.7% | $4,554-12.5% | $2,551+56.2% |
| Participant deferral / active EE | $6,277 | $6,519-3.7% | $7,897-20.5% | $4,139+51.6% |
| Admin fee / account holder | $22,550 | $8,390+168.8% | $13,129+71.8% | $7,234+211.7% |